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SR22 Insurance — California

SR22 Insurance in California

Informational only. This article does not constitute insurance, legal, or financial advice. Coverage terms vary by carrier, policy, and jurisdiction. Full disclaimer.

California requires an SR22 after a DUI conviction, driving without insurance, or an at-fault accident without coverage. California drivers on this site are routed to AGI for filing.

California looks back 10 years, and non-owner policies work differently.

California reviews the last 10 years of your driving record for SR22 purposes, longer than the 5-year window most other states use. If you need an SR22 but don't own a car, you need a non-owner policy instead — see the dedicated California non-owner page. California non-owner SR22 information

Common questions

Who needs an SR22 in California?

Drivers with a DUI conviction, a driving-without-insurance violation, or an at-fault accident without coverage typically need an SR22 in California.

How far back does California look for SR22 purposes?

California looks back 10 years, longer than the 5-year window used in most other states.

Not sure this is your situation? See our general SR22 information page or the full SR22 vs FR44 comparison.

In most cases, you can see your options and buy your California SR22 policy online, in real time.

* Real-time online purchase is available in most cases, but availability can vary by location and other underwriting factors.