SR22 Insurance
Informational only. This article does not constitute insurance, legal, or financial advice. Coverage terms vary by carrier, policy, and jurisdiction. Full disclaimer.
An SR22 is a certificate your insurance company files with your state to prove you carry the required liability coverage — usually after a DUI, DWI, OVWI, driving without insurance, or certain other violations. It's not a separate kind of insurance; it's a filing added to a regular auto policy.
Located in Virginia or Florida? Your state may require an FR44 instead, which carries higher coverage limits. Live in California and don't own a car? See our California non-owner SR22 page.