SR22 Insurance in Florida
Florida requires an SR22 after a driving-without-insurance violation, a license suspension, or an at-fault accident without coverage. Florida drivers on this site are routed to Dairyland for filing.
Have a DUI in Florida? You need an FR44, not a standard SR22.
Florida is one of only two states that uses an FR44 for DUI/DWI/OVWI convictions — it requires roughly 10 times Florida's standard minimum liability coverage. See the Florida FR44 page for the exact current limits. Florida FR44 information
Common questions
Who needs an SR22 in Florida?
Drivers with a driving-without-insurance violation, a license suspension, or an at-fault accident without coverage typically need a standard SR22 in Florida.
Does Florida use SR22 or FR44?
Florida uses both. A standard SR22 applies to most violations, but a DUI/DWI/OVWI conviction specifically requires the higher-coverage FR44 instead.
Not sure this is your situation? See our general SR22 information page or the full SR22 vs FR44 comparison.
In most cases, you can see your options and buy your Florida SR22 policy online, in real time.
* Real-time online purchase is available in most cases, but availability can vary by location and other underwriting factors.