SR22 Insurance in Texas
Texas requires an SR22 (sometimes called an SR-22 or financial responsibility filing) after a DWI conviction, driving without insurance, an at-fault accident without coverage, or certain license suspensions. Your insurer files it electronically with the Texas Department of Public Safety (DPS), and it typically needs to stay in place for two years. Texas drivers on this site are routed to Dairyland for filing.
Texas isn't one of the pricier states for this.
The SR22 filing itself is a small flat fee — what actually drives your rate is the underlying driving record that triggered it, and carriers price that differently. Texas offers both liability-only and full coverage options, so it's worth comparing rather than assuming SR22 automatically means the most expensive policy available.
Common questions
Who needs an SR22 in Texas?
Drivers with a DWI conviction, a driving-without-insurance violation, an at-fault accident without coverage, or certain license suspensions typically need an SR22 in Texas.
How long do I need an SR22 in Texas?
Most Texas SR22 requirements last two years from the date of filing, provided coverage stays continuous the whole time.
Who files the SR22 with Texas DPS?
Your insurance carrier files the SR22 certificate directly and electronically with the Texas Department of Public Safety — you don't need to submit anything yourself.
Which carrier handles SR22 filings for Texas on this site?
Texas SR22 requests on SameDaySR22 are routed to Dairyland.
Not sure this is your situation? See our general SR22 information page or the full SR22 vs FR44 comparison.
In most cases, you can see your options and buy your Texas SR22 policy online, in real time.
Get My Texas Quote* Real-time online purchase is available in most cases, but availability can vary by location and other underwriting factors.