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SR22 Insurance — Virginia

SR22 Insurance in Virginia

Informational only. This article does not constitute insurance, legal, or financial advice. Coverage terms vary by carrier, policy, and jurisdiction. Full disclaimer.

Virginia requires an SR22 after a driving-without-insurance violation, a license suspension, or an at-fault accident without coverage. A standard SR22 filing in Virginia is routed to Foremost / Bristol West on this site.

Have a DUI in Virginia? You may need an FR44 instead.

Virginia is one of only two states that uses an FR44 — a certificate requiring roughly double the liability coverage of a standard SR22 — for DUI/DWI convictions specifically. If your violation was a DUI, see the Virginia FR44 page instead of using the button below. Virginia FR44 information

Common questions

Who needs an SR22 in Virginia?

Drivers with a driving-without-insurance violation, a license suspension, or an at-fault accident without coverage typically need a standard SR22 in Virginia.

Does Virginia use SR22 or FR44?

Virginia uses both. A standard SR22 applies to most violations, but a DUI/DWI conviction specifically requires the higher-coverage FR44 instead.

Not sure this is your situation? See our general SR22 information page or the full SR22 vs FR44 comparison.

In most cases, you can see your options and buy your Virginia SR22 policy online, in real time.

* Real-time online purchase is available in most cases, but availability can vary by location and other underwriting factors.